Everything the funded journey actually needs
Choosing a firm, passing it, and getting paid are three different problems. Most traders juggle spreadsheets, Discord rumours and the firm's own dashboard. PropGuard does all three in one place.
Pick by odds, not by ads
Feed in your edge and a live simulation ranks firms by estimated pass odds, net EV and days to first payout — not by whoever paid for the affiliate spot.
Never breach a rule again
Live tracking of trailing drawdown, daily loss, the consistency rule and payout eligibility — with a warning before a trade or a day crosses the line.
Know who actually pays
Independent scores from real reviews and reported payouts, plus the hidden rules buried in the fine print — surfaced before you fund, not after.
Pass odds are half the story. We simulate to your first payout.
Most calculators stop at the challenge. PropGuard keeps every surviving run trading on the funded account — against payout gates, consistency caps and trailing floors — until the first withdrawal clears or the account dies.
- Net EV — expected first payout minus the evaluation fee
- The optimal payout goal — PropGuard computes when requesting maximizes your strategy's EV, not too early and not too late
- Days to first payout, counted across both phases
- The odds the funded account dies before it ever pays
The firm's dashboard shows the number. It never warns you.
PropGuard pulls every funded account — across every firm — into one cockpit, with more detail than the firms' own dashboards, and tells you how much room is left before the line, not after.
- All your funded accounts, every firm, one screen
- Balance, open positions, drawdown room, daily buffer, consistency and payout progress — live per account
- A warning before a trade or a day crosses any line
Every firm graded on the thing that matters: do they pay?
We aggregate public reviews and reported payouts into one honest score — and pull the rules most traders only discover on withdrawal day into plain sight.
- Payout reliability tracked from real, reported withdrawals
- Hidden rules — consistency %, hold times, weekend bans — flagged up front
- No affiliate weighting: the ranking isn't for sale
Every rule that matters, side by side
The details firms bury in a PDF — profit target, drawdown type, daily loss, minimum days, payout split — in one table you can actually read.
| Firm | Market | Fee | Profit target | Max drawdown | Daily loss | Min days | Consistency rule | First payout | Payout split | Max funding | Deal | Rating |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Apex | Futures | $167/mo | 6% | 4% trailing (EOD) | — | 0 | 50% at payout | 5 win days ≥$250 · cap $2k | 100% → 90% | 20 accounts | 90% off · code DGT | 4.3 |
| Topstep | Futures | $49/mo | 6% | 4% trailing (EOD) | 2% | 2 | 50% best day | 5 win days ≥$150 · 50% ≤$2k | 100% → 90% | 5 accounts | up to 70% off promos | 4.4 |
| MyFundedFutures | Futures | $77/mo | 6% | 3% trailing (EOD) | — | 0 | 50% in eval | 5 win days · cap $5k | 80% | 5 × $50k | up to 50% tiered | 4.4 |
| Take Profit Trader | Futures | $180/mo + $130 | 6% | 4% trailing | — | 5 | — | daily, above 4% buffer | 80 → 90% | 5 PRO + 5 PRO+ | 40% off · code DGT | 4.2 |
| FTMO | Forex · Crypto | $540 | 10% → 5% | 10% static | 5% | 4 | — | on demand, day 14+ | 80 → 90% | $400k → $2M | 10% · code FTMO10 | 4.5 |
| FundedNext | Forex · Crypto | $549 | 8% → 5% | 10% static | 5% | 5 | — | ~21-day first cycle | up to 95% | $300k → $4M | 25% off new users | 4.2 |
| FundingPips | Forex · Crypto | $399 | 8% → 5% | 10% static | 5% | 3 | — | weekly → monthly cycles | 60–100% by cycle | $300k → $2M | 20% · code MATCH | 4.2 |
| The5ers | Forex | $545 | 8% → 5% | 10% static | 5% | 3 profitable | — | after 14 days | 80 → 100% | $100k → $4M | 10% · code THE5ERS10 | 4.4 |
| The Funded Trader | Forex · Crypto | $549 | 8% → 5% | 10% static | 5% | 5 | — | bi-weekly | up to 90% | $600k → $1.5M | 25–40% flash sales | 3.9 |
| Crypto Fund Trader | Crypto | $529 | 8% → 5% | 10% static | 5% | 5 | — | ~30-day cycle | 80 → 90% | $300k | up to 50% promos | 4.1 |
Published-rules snapshot, checked July 2026 (FTMO 2-step · FundedNext Stellar 2-step · FundingPips 2-step · The5ers High Stakes · TFT Royal · Apex EOD eval · Topstep Combine · MFFU Core · TPT Test/PRO · CFT 2-phase). Fees = $100k CFD accounts / $50k futures accounts. First payout = the funded-stage gate and cap for your first withdrawal. Max funding = active allocation → scaling ceiling. Deal = working discount codes from public partner listings, verified July 2026 — codes rotate and percentages change, so check at checkout; the live product tracks the current ones daily. Rules change often — verify before buying. Green = best in column. Ratings are illustrative until launch.
How the pass score is actually calculated
No black box. Every number comes from a two-phase Monte-Carlo simulation — the same method quant desks use — run live against each firm's exact rules, through the challenge and on to the first funded payout.
- 1
You describe your edge
Win rate, average risk-reward, risk per trade, how often you trade — the numbers that define your account's path.
- 2
We replay it 100,000 times
Each run simulates trade-by-trade against a firm's real rules — and every run that passes keeps trading the funded account against payout gates, consistency caps and trailing floors.
- 3
The survivors become your numbers
The share of runs that reach a first payout is your odds; the payouts minus the fee are your net EV. We show the spread, not just one flattering number.
From strategy to payout, guarded the whole way
Describe your strategy
Instruments, style, holding time, average trades and target return. A couple of minutes, no account needed yet.
Get matched, then connect
See firms ranked by your pass and payout odds. Pick one, link the funded account read-only, and PropGuard starts watching.
Trade guarded, get paid
Real-time warnings before any rule breaks — so the account survives long enough for the payout to actually land.
I trade funded accounts myself. For years I bought challenges the way everyone does — blind. No idea what my real odds of passing were, let alone of ever generating a payout. And I lost more than one funded account to a rule I technically knew but didn't track in time: a trailing drawdown that quietly crept up, a consistency limit I forgot on a good day. PropGuard's math is how I trade today — a strategy built for funded accounts with known probabilities, generating payouts on a fixed rhythm instead of on hope. This is the tool I kept wishing existed. If you've been there too, I'd genuinely love your input on what to build first.
Answered before you ask
Is it safe to connect my funded account?
How are net EV, pass odds and days-to-payout calculated?
Which prop firms do you support?
What does it cost?
Are the firm ratings affiliate-paid?
Stop guessing which firm — and stop losing the ones you pass.
PropGuard is being built by a funded trader. Join the list and help decide which firms and rules ship first.
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